Process
We are a boutique operation — deliberate, selective, and thorough. Every deal receives our full attention from initial conversation through final payoff.
We work exclusively within our network. Reach out to discuss your property, your experience, and whether the opportunity is a fit for our current capacity. We are selective by design — we fund a limited number of deals each year, so every conversation matters.
This is not a formal application. It is a conversation between people who know each other, or who have been introduced through a trusted referral. We want to understand your track record, your current project, and your exit strategy before anything else.
Provide property details, your real estate track record, proposed exit strategy, and supporting documentation for our review and underwriting.
We will ask for the property address, purchase price or current value, your proposed loan amount, the ARV (after-repair value) if applicable, your exit strategy (sale, refinance, or rental hold), and a summary of your experience as a real estate operator.
We evaluate the asset, confirm lien position (1st or 2nd), and complete thorough underwriting on the proposed deal.
Our underwriting is relationship-informed but professionally rigorous. We verify the property, confirm title, establish lien position, and document the loan terms clearly. All loans are business-purpose loans secured by a lien on a non-owner-occupied SFR property.
Once approved, we move deliberately and professionally. The loan is funded and properly documented.
Loan terms are 6, 12, or 18 months. Repayment terms, interest structure, and lien documentation are all established in writing before funding. We move at the speed of trust — not the speed of a conveyor belt.
Ready?
Review our borrower qualifications first, then reach out if you believe your deal is a fit.