Loan Parameters
Our business-purpose loans are structured for experienced real estate operators acquiring, bridging, or rehabilitating single-family rental properties. Clear terms, defined lien positions, and documented exit strategies — carefully underwritten and personally managed.
Investment Properties Only
All loans funded by Kitchen Table Capital LLC are for business-purpose transactions on non-owner-occupied properties. Kitchen Table Capital does not offer consumer financial products or services, and does not transact on owner-occupied residences. All transactions require business-purpose confirmation in writing.
Term
6, 12, or 18 Months
Short-term capital structured around your deal timeline. Terms are agreed upon at closing and documented in writing.
Property Type
Single-Family Rental (SFR)
Kitchen Table Capital transacts exclusively on single-family residential investment properties. We do not fund multi-family, commercial, or owner-occupied properties.
Occupancy
Non-Owner Occupied Only
All loans are made for business purposes. The borrower may not occupy the property as a primary or secondary residence.
Lien Position
1st or 2nd Position
We require a recorded lien on the subject property. Lien position (1st or 2nd) is confirmed during underwriting and documented at closing.
Borrower Type
Experienced Real Estate Operators
We work with real estate operators who have a demonstrated track record. Kitchen Table Capital does not work with first-time real estate operators or speculative deals without a clear exit strategy.
Purpose
Acquisition, Rehab, Bridge
Loan proceeds may be used for property acquisition, rehabilitation, or bridge financing between deals. All purposes must be business-purpose in nature.
Kitchen Table Capital LLC is a Texas limited liability company that funds and services business-purpose loans secured by non-owner-occupied single-family rental real estate. Nothing on this website constitutes an offer, commitment, or solicitation. All transactions are subject to Kitchen Table Capital’s review and approval, experienced real estate operator qualification, definitive written documentation, and applicable law. Terms are subject to change without notice.
Next Step
Review our qualification requirements to determine if your deal and your experience are a fit for Kitchen Table Capital.